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Gift Spending Plan January 6, 2009

Posted by BDO in Budgeting Concepts, Money Spent, Organizational.
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In light of the New Year, let us start planning for 2009 Christmas shopping today.  As a matter of fact, let us plan for all of the year’s ”giving holidays” (i.e., Valentine’s Day, Mother’s/Father’s Day, Christmas, birthdays, etc.) today.  BeatingDebt.org created a new Gift Spending Plan to help you plan out your gift giving for the major holidays.  The purpose of the Gift Spending Plan will help you save money today so you can have enough money to spend tomorrow without taking on more debt.

Planning for the future is very important in being successful on your financial marathon.  Failing to plan can cause havoc on your goal to beat debt.  “Don’t let Christmas (or any other holiday) sneak up on you.” 

Plan today what you want to spend for Christmas 2009 and start saving today for that goal!

BeatingDebt.org will be selling this Gift Spending Plan for $0.99 on our Resources page.  Please consider purchasing a copy of this Excel file that will automatically calculate the required money needed per month.


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